Terms and Conditions


o (I) RBA Finance Private Limited (hereinafter referred to as the ‘Company’/’RBAFL’) shall accept loan finance agreement at its sole and absolute discretion and subject to the terms and conditions contained herein.

o (ii) The applicant agrees and acknowledges that the applicant (a) is 18 (eighteen) years of age; (b) is of sound mind; (c) has read, understood and agrees to be bound by these terms. Where the applicant is a minor, the Company may accept the Application provided the Application is signed by the natural or court appointed guardians of the minor on behalf of the minor and upon submission of such documents as may be required by the Company.

o (iii) The applicant agrees to submit all documents and information as may be required by the Company in relation to the Loan Finance Agreement , in such form and manner as may be prescribed by the Company.

o (iv) The Company reserves the right to accept or reject any application received for loan financing without assigning any reason whatsoever. The amount in relation to such rejected Application will not earn any interest.

o (v) The minimum amount, period and rate of interest of the scheme are indicated on the Credit Approval Memo


o (i) In the event of cheque bounce, the cheque will be sent back to applicant’s address mentioned on the Application. For all RTO (Return to Origin) cheque cases, the cheque will be held by the Company until the validity of the instrument, post which it will be destroyed without further notice to the applicant.

o (i i) The Companywill send all communications to the deposit holder(s) in electronic form from time to time at the email ID mentioned in the Application and through SMS on the registered mobile number. In case of failure in transmission of such communication, the Company will send physical copy of such communication within 10 (ten) days of such failure of transmission.

o (i i i ) Any change in the address, email ID, bank account etc., mentioned in the Application shall be effected by the Company only on the basis of written instruction signed by all the concerned borrower.

o (i v) The Company reserves the right to alter, amend or delete any or all the conditions stipulated above or to vary them in special cases.

o (v) Disputes, if any, arising in connection with the Deposit, will be subject to the exclusive jurisdiction of Courts at Agra.

o (v i) By submitting this Application, the Applicant(s) hereby expressly consent and authorise RBAFL / its representatives/its agents/ its business partners/its group companies*/its affiliates to send the Applicant any communication regarding products/services offered by them using various communication channels, such as, telephone, calls/SMS/bitly/bots/emails/post etc., irrespective of rejection of this Application.